Welcome to MyPolicyData. By using our website and services, you agree to the following terms and conditions. This is a legal agreement (“Agreement”) between you (“User”) and MyPolicyData (“Company”), governing your use of the MyPolicyData platform and services.

Acceptance of Terms

By accessing or using the services provided by MyPolicyData, you agree to abide by these terms. If you do not agree to any part of these terms, you may not use our services. If you are acting on behalf of a company or legal entity, you represent that you have the authority to bind such entity to these terms.

Services

The Company provides tools for insurance agents to manage their business operations effectively. The Company reserves the right to modify or discontinue services, features, or functionalities at its sole discretion without prior notice.

User Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree not to misuse the services, including but not limited to unauthorized data access, reselling, or redistribution of the platform.

Data Privacy

• The Company respects your data and will not share, sell, or disclose your data without your consent, except as required by law.
• Data may be accessed by the Company only for troubleshooting, support, or compliance with legal obligations, with your explicit consent.

Payments and Refund

• Subscriptions must be paid as per the selected package. Payment methods include credit/debit cards, net banking, or other accepted methods.
• No refunds will be provided after the 15-day refund window.

Subscription Changes

• If you upgrade your subscription, the new package cost will be prorated. Future payments will reflect the upgraded package price.
• Downgrade requests will only take effect after the current subscription period ends. No refunds will be issued for downgrades or unused features.

Prohibited Activities

• Misuse of features, hacking attempts, or actions that disrupt the service will result in immediate account termination.
• You may not reverse engineer, copy, or reproduce the software without written consent from the Company.

Proprietary Rights

All intellectual property rights, including trademarks, logos, and software, remain the sole property of MyPolicyData. Users are not allowed to modify, distribute, or replicate any part of the service.

Disclaimers

• The services are provided “as is” without any warranties, express or implied. The Company disclaims all implied warranties, including merchantability and fitness for a particular purpose.
• The Company does not guarantee uninterrupted service or error-free performance.

Limitation of Liability

The Company shall not be liable for indirect, incidental, or consequential damages, including loss of data, revenue, or business. The maximum liability for any claim shall not exceed the total subscription fees paid by the User.

Termination

The Company reserves the right to terminate accounts for violations of these terms or misuse of the platform without prior notice.

Changes to Terms

The Company may update these terms and conditions from time to time. Continued use of the services after such updates constitutes acceptance of the revised terms.

Contact Information

For any questions or concerns regarding this agreement, please contact us at [email protected].

By using MyPolicyData, you acknowledge that you have read and understood these terms and conditions and agree to be bound by them.